Home arrow Features/Opinion arrow State High Risk Pools for the Uninsured, Who Would Want to Be In Them? - HCPMR
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State High Risk Pools for the Uninsured, Who Would Want to Be In Them? - HCPMR E-mail to friends
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Robert Laszewski, Health Care Policy and Marketplace Review, July 29, 2008

What do we do with people who are uninsurable because they have a pre-existing medical condition?

That is a particularly important question as both McCain and Obama propose reforming American health care by building on the private health insurance system.

One of the solutions being discussed--by McCain among others--is to use state-based risk pools. Under McCain's plan heavily dependent on an individual platform, people who don't have employer-based coverage and healthy enough to qualify for individual health insurance could get a private mainstream plan and people who do not qualify for a standard individual plan could buy into a state-run high risk pool for the uninsurable.

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