Glossary |
Our glossary of terms explains the jargon and defines the common acronyms you will come across at Health Care Reform Plans. Please email us at
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| Health Maintenance Organizations (HMOs) | Health Maintenance Organizations (HMOs) (See Managed care plans.)
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| Health Reimbursement Arrangement (HRA) | A Health Reimbursement Arrangement (HRA) provides employees with coverage for certain medical expenses; the funds are provided not by the employee but by the employer, which receives a tax credit for offering the program.
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| Health Savings Account (HSA) | A Health Savings Account (HSA) is a medical savings account, first made available in 2003 to U.S. taxpayers (under the Medicare Prescription Drug, Improvement, and Modernization Act). HSAs are especially geared toward those with high-deductible insurance policies and can be used for medical and even nonmedical expenses. Money deposited in an HSA is not subject to income tax, and unused funds can roll over each year. Proponents of HSAs believe that they encourage people to save money, to adopt high-deductible plans, and to become more responsible for their own healthcare choices. Critics of these plans argue that consumers end up making unwise choices between healthcare is such a complicated issue.
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| healthcare delivery system | A healthcare delivery system is the organization through which healthcare is provided and the method through which it is paid for. In the United States, healthcare can be financed and provided privately (that is, purchased directly by an individual or through an employer) or publicly (by the government). Examples of publicly provided and funded systems are Medicare and Medicaid.
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Glossary 
