| National Health Insurance Exchange | A National Health Insurance Exchange is part of Democratic U.S. presidential candidate Barack Obama’s universal healthcare plan. The Exchange would “act as a watchdog group and help reform the private insurance market by creating rules and standards for participating insurance plan.” These standards would “ensure fairness and make individual coverage more affordable and accessible.” Under the plan, “Insurers would have to issue every applicant a policy, and charge fair and stable premiums,” as required by the Exchange, and would have to justify any above-average premium increases.” The role of the Exchange would also be “to evaluate plans and provide information about differences between them.” (See barackobama.com/issues/healthcare.)
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